US Business Package

Open your US Business Account without traveling

US Business Package

With guaranteed bank account in the USA

Atrium offers you a US Business Package

A US Tax Exempt Limited Liability Company (LLC) with a US Bank Account

For all those incorporating with us we offer fully functioning bank in the most reliable and leading business banking institutions of the world, to enable you to operate your account remotely.
US Business Package | US$6,280 all-in

Multi-Currency Account – Online Banking – Competitive bank fees

  • Limited Liability Company (LLC) set up
  • Business bank account
  • EIN number for your US LLC, as legally required for US account opening purposes
  • Full and Free Tax planning and Asset Protection Support

Business Account
open remotely

Register your LLC
at any US State

+ What does tax-exempt LLC include?
  • LLC – Limited Liability Company
  • Certificate of Formation
  • LLC Agreement / Bylaws
  • Member certificate
  • EIN for non-residents: included (*)
  • Government 1st year filing fee
  • Registered office at the State to be selected
  • US Registered Agent included
  • Exclusive Telephone line at the State of Incorporation, with all calls automatically diverted to you on real time, so that you may take them as if you were in the US
  • Business bank account opening
  • Unlimited consultation with a Atrium BDM (**)
  • Digital Stamp with company name
  • All documents sent via email​ to you
+ What does tax free LLC mean?

It means that LLC with non-US members & no US operation will not pay US taxes if the following conditions are met:

Taxable income generated by LLC that elects to be treated as disregarded entity for tax purposes, may be considered ‘not effectively connected with US trade or business’ and as such are not subject to US taxation, if all LLC members are non-US residents and living outside of the US and the LLC has no US presence or operation.

(*) EIN for non-residents: EIN is the company tax ID number, the identification number that any bank, customer or supplier will need from you to be able to open an account or to make a payment. We specialize in obtaining EIN for companies of non-residents, when the owner does not have US Social Security Number. EIN for non-US residents also included in this amazing special offer.

(**) Consultation with a ATRIUM BDM: You also receive from us 100% free consultation with our Business Development Manager. In the session, you will get answers to all of your questions related to your US business.

Who qualifies for a tax-exempt US LLC?

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Multi-currency accounts

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E-banking
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Trading in currency, shares and other titles
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Interest bearing accounts

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Credit card and debit card
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Letter of Credit
+ US Bank Account opening services

If your Delaware Company has all prerequisites (company in good standing, US tax number (EIN), US business address) we can assist to open a corporate bank account in Delaware or in NY.

Your corporate bank account will be open with one of the largest banks in the United States. Online banking, check book and VISA card is included. Only you or your named signatories will have access to the bank account – we won’t provide “nominee banking” as other providers might do.

To open an account for your Delaware Company we require certified copies of the company documents and 2 pieces of ID for all bank account signatories. A copy of your passport and Driver’s License is usually enough. We do not need certified company documents if you formed your Delaware Company through us.

+ Additional prerequisites to open US Bank Account

A US tax number for the company is required if none of the company directors (Corporation) or members (LLC) are US citizens or resident in the United States.

Either the applicant shows up in person at the bank (trip to the United States required) or a representative/company officer based in Delaware opens the bank account on behalf of the company.

Last not least, a business address in the United States for receiving statements, cards and online banking codes is required.

Why open a Bank Account in the US

A Delaware registered company is not obliged to maintain its bank accounts in the State of Delaware or the USA. In fact, the company can open bank accounts anywhere worldwide. However, international clients who form a Delaware company with the intention to do business in the United States will at some stage require a local company bank account in the United States.

A US corporate bank account simplifies payments for US and Canadian customers. Usually US-based clients prefer to pay to a local bank account rather than by international wire transfer. If your company needs to compete in very competitive markets favorable payments terms often make the difference between a client placing an order or going somewhere else.

The US company bank account is essential if you regularly receive checks from US clients (e.g. Webmaster business). Cashing US checks via American banks cost almost nothing and it takes only days while international banks charge high processing fees and take 1-4 weeks to clear these checks.

Another important reason to open the company bank account in the United States could be access to US card processing facilities, which are not available to international clients.

The general procedure to open a corporate bank account in the United States remained unchanged since the 60’s: US banks ask for proof confirming that the company exists and that it is in good standing.

Our Services

These are our services before you deal directly with the bank by yourself:

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Independent advice to help you to choose the right bank.
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Support regarding due diligence requirements.
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Assistance with filling in the required forms.
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Provision of properly legalized corporate documentation where applicable.

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Recommending you to the bank based on your individual profile and due diligence documentation.
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Representing you before the bank in the course of account opening.

Our bank account introduction is a professional service provided by Atrium to European or Offshore company owners as an approved bank intermediary.

While we cannot guarantee the bank will open an account for every client, by using our professional expertise, we can significantly increase the success rate for account opening. We also can reduce potential application hold ups with incorrect or missing documents that the client may not have been aware of.

Factors we consider when recommending banks for account opening:

  • Client’s citizenship and country of residence
  • Types of transactions involved (trading / manufacturing / real estate / investment)
  • Volume of payment transfers
  • Investment requirements
  • Confidentiality
  • Soft currency requirements
  • Language issues when communicating with the bank

International recommended Banks

ABC Banking Corporation, Mauritius / Atlantic International Bank, Belize / Bank of Nevis International Ltd / Bank One, Mauritius / BOC, Bank of Cyprus / BOSLIL, Bank of Saint Lucia Limited / Capital Security Bank, Cook Islands / Caye International Bank Ltd, Belize / CGD, Caixa Geral de Depósitos, Portugal / CIM Banque, Switzerland / Citizens Bank, USA (**) / DBS, Singapore / Euro Pacific Bank, Puerto Rico / First Caribbean International Bank, BVI / Heritage Bank, BVI / HSBC, Hong Kong (*) / HSBC, UK (*) / National Bank of Vanuatu, Vanuatu / Pacific Private Bank, Vanuatu / Vanuatu National Bank, Vanuatu / Verso Bank, Estonia… amongst others.

(*) Personal meeting required
(**) Eventual possibility to open remotely

FAQs | Frequently Asked Questions

No, you do not. Everything can be done remotely.

1. Gathering and submitting required documentation for review by bank.
2. Bank account opening, setting up online banking. Account is operational.
3. Business debit card is issued, activated and forwarded to client.

Can’t you just open bank account in my name remotely?

Unfortunately, at the moment we can’t; recent changes in bank account opening process, and in this specific case, JPMorgan Chase has made it almost impossible for NRA (non-resident aliens) to remotely open personal or business bank account as a sole owner. That is why we have to be company’s Manager (even though with 0% ownership) – someone must be present in a bank at the moment of opening.

We accept PayPal, credit card and wire transfer.

Yes. But if you had any problems with US banks in the past this may take some time for us to figure out the proper solution.

We act as your US representative in a bank. Banks are more loyal and less suspicious about US residents comparing to non-resident applicants.

Which services we do and do not do

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What we do

Under our Services portfolio, we are EXCLUSIVELY engaged in assisting worldwide clients, either individuals or corporate entities, to set up their business overseas. In order to allow every client to properly register their business at an international jurisdiction, ATRIUM & ASSOCIATES provides all related services including company formation, assistance to locate local registered offices for their new business company, helping to open business bank account, and introducing client to local chartered accountants.

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What we don’t do

ATRIUM & ASSOCIATES does not provide investment or financial advice, and any sort of financial business activity.

How can we help you?

Should you have any question, our Business Development Managers team will be ready to guide and assist you!